Windy Season is a reality everywhere in the world. Many places in California have a lot of hills and tree’s on and around their property. Tree’s can fall and cause damage to your roof, home and vehicles. Sometimes in a lightening storm fires are started in the hills. It is very important that you safegaurd all you can around your home to prevent as much damage as you can and be safe.
Call your insurance company and find out how much coverage you have for fire and wind damage. Their policies are changing all the time due to the recent destruction these last few years. We don’t always have time to read the fine print or previsions that come to us in the mail. You want to be covered for fire, wind and water.
Another very vital thing to be covered for with your insurance is “code upgrades”. If something happens to your home and it was built a long time ago it is for certain that the building codes that now apply to building or rebuilding your home are 100x’s more. Years ago the building codes were quite slim. Now you can have up to 30,000 codes or more in new code upgrades.